Hello Don,
Just reading this and noticed that I forgot to mention the name of the insurance company although I did mention it in the subject section. Petsplusus is by far way cheaper than the two companies that are advertised at my vets,, Petsplusus accidental $20, medical/accidental 50. Trupanion accidental $50, medical/accidental $90.There's another company, I can't recall the name, but they were more expensive again. Have a good day.